#wave3{color:#10233f;background:white;font:400 17px/1.65 system-ui,sans-serif;overflow-wrap:anywhere}#wave3 *{box-sizing:border-box}#wave3 [hidden]{display:none!important}.w3-section{padding:88px 0;scroll-margin-top:90px}.w3-section:nth-child(even){background:#e8f7fa}.w3-container{max-width:1240px;margin:auto;padding:0 32px}#wave3 h2{font-size:clamp(28px,3.2vw,44px);line-height:1.16;letter-spacing:-.035em;margin:0 0 24px;max-width:950px;color:#10233f}#wave3 h3{font-size:22px;line-height:1.3;margin:0 0 16px;color:#10233f}#wave3 p{margin:0 0 20px}.w3-kicker{color:#0f6cbd;font-size:13px;font-weight:750;letter-spacing:.12em;text-transform:uppercase}.w3-intro{font-size:19px;max-width:850px}.w3-grid{display:grid;gap:24px;margin:32px 0}.w3-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.w3-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.w3-grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.w3-grid>*{min-width:0}.w3-card{padding:26px;border:1px solid #b5d8e3;border-radius:16px;background:white}.w3-note{padding:22px;background:#f1f6fa;border-left:4px solid #0f6cbd;margin:24px 0}.w3-warning{padding:18px;background:#fff4dc;border-left:4px solid #d4af68}.w3-number{font-size:34px;color:#0f6cbd;font-weight:300}.w3-timeline{padding:0;list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px;counter-reset:step}.w3-timeline li{padding:20px 0 10px;border-top:3px solid #2ec4c6;counter-increment:step}.w3-timeline li:before{content:counter(step,decimal-leading-zero);display:block;font-size:34px;color:#0f6cbd;margin-bottom:16px}.w3-timeline h3{font-size:19px!important}.w3-neutral{border-radius:16px;background:#10233f;color:white;padding:36px;display:flex;flex-direction:column;justify-content:center;min-height:320px}.w3-neutral strong{font-size:42px;line-height:1.2;letter-spacing:-.035em}.w3-neutral p{color:#cce7ed}.w3-badge{font-size:34px;color:#0f6cbd;font-weight:750}.w3-policy{border:2px solid #2ec4c6;border-radius:16px;padding:28px;background:white}.w3-policy strong{font-size:28px;line-height:1.3;display:block;margin-bottom:12px}#wave3 button{font:inherit;cursor:pointer;min-height:48px;max-width:100%;padding:12px 20px;border:1px solid #0f6cbd;color:#0f6cbd;background:white;border-radius:8px;text-align:left}#wave3 button:disabled{cursor:not-allowed;border-color:#6b7d8e;color:#42576c;background:#eef3f6}.w3-cta{background:#0f6cbd!important;color:white!important;font-weight:650!important}.w3-faq-item{border-bottom:1px solid #bad4df}.w3-faq-item button{border:0!important;width:100%;display:flex;justify-content:space-between;gap:20px;padding:22px 8px!important;font-weight:650!important}.w3-faq-item button:after{content:'+';font-size:24px}.w3-faq-item button[aria-expanded=true]:after{content:'−'}.w3-answer{padding:12px 16px 24px;border-left:3px solid #2ec4c6}.w3-approval{display:block;font-size:14px;color:#4b6076;margin-top:12px}.w3-scenario summary{cursor:pointer;min-height:48px;font-weight:700;padding-bottom:16px}#wave3 :focus-visible{outline:3px solid #10233f;outline-offset:4px}#wave3 a{color:#0f6cbd}.w3-city-buttons{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0}.w3-city-buttons button[aria-pressed=true]{background:#e8f7fa!important;border-width:2px!important}.w3-stage-banner{padding:18px 24px;background:#fff3d8;color:#604314;text-align:center}.w3-final-choice{display:flex;flex-direction:column;gap:20px;justify-content:space-between}.w3-final-choice .w3-cta{width:100%}#wave3 ul{padding-left:22px}#wave3 li{margin-bottom:12px}.w3-regression-hidden{display:none!important}
.w3-translator{display:grid;grid-template-columns:minmax(0,45fr) minmax(0,55fr);gap:28px;align-items:stretch}.w3-translator>*{min-width:0}.w3-translator .w3-grid.two{grid-template-columns:1fr}.w3-translator .w3-card{padding:18px}
@media(max-width:1050px){.w3-grid.four{grid-template-columns:repeat(2,minmax(0,1fr))}.w3-timeline{grid-template-columns:repeat(2,minmax(0,1fr))}.w3-translator{grid-template-columns:1fr}.w3-translator-copy{order:-1}}
@media(max-width:700px){#wave3{font-size:16px}.w3-container{padding-inline:16px}.w3-section{padding-block:60px}.w3-grid.two,.w3-grid.three,.w3-grid.four{grid-template-columns:1fr}.w3-timeline{display:block;border-left:2px solid #2ec4c6;padding-left:22px}.w3-timeline li{border-top:0;padding:8px 0 20px}.w3-timeline li:before{font-size:28px}.w3-intro{font-size:17px}.w3-card{padding:22px}.w3-neutral{min-height:220px}.w3-neutral strong{font-size:32px}.w3-cta{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto!important}#wave3 *{transition:none!important;animation:none!important}}

.w3-media{margin:28px 0 32px;background:#fff}.w3-media img{display:block;width:100%;max-height:460px;object-fit:cover;border-radius:14px}.w3-media figcaption{padding-top:10px;color:#4b6076;font-size:14px}
.w3-estimate-flow{margin-top:16px}.w3-estimate-stage{border-top:4px solid #2ec4c6}.w3-estimate-stage .w3-number{display:block;margin-bottom:12px}.w3-estimate-stage h3{font-size:19px!important}